Frank Wellthv has just become engaged to the pretty Vivian Marlow, and the event is pleasantly celebrated when he informs his club friends of his good fortune in winning the belle of the city’s fashionable smart set. Frank is also considered a good catch, as he is rich, handsome and the idol of the society world. The next evening at the reception given by Frank to Vivian and his friends, where the engagement is formally announced, a telegram is received by the young man with the news that, owing to unfortunate speculations, he is a ruined man. Stunned, the message drop, from his hands, and soon the news of his failure is whispered from one to another of the guests, and all hastily leave. The next morning an auction is held at which all the household furniture is sold. The servants bid him a tearful farewell and Frank is left alone in despair, save for James, his faithful valet, who refuses at first to leave his master. The scene is here interrupted by the entrance of the burly iceman, but Frank informs him that his establishment will no longer need ice. The iceman expresses his regret, but not informed of Frank’s complete failure, asks him to buy tickets to the iceman’s’ ball. Frank smiles and lays out his last two dollars, assuring the iceman he will be glad to attend the ball. The evening of the ball Frank, who has fallen into the depths of despair, resolves that he will seek diversion in actually attending the event to which he has tickets. After a really pleasant evening he returns to his rooms, while the face of a young lady, whose name he remembers as Fanny Parker, haunts him in his dreams. The next morning finds him looking for work. He is about to give up disheartened when he meets his former iceman, to whom he tells his unfortunate circumstances and inquires if he would be likely to obtain a job with the ice company were he to apply. Inquiry at the company’s office results favorably and Frank, armed with a pair of ice tongs, is put on the wagon. At one of the houses where he delivers ice he is pleasantly surprised to meet the young lady whose acquaintance he had made the previous evening. After a short visit Frank is invited to call again. The days go by and Frank, finding he is earnestly in love with Fanny, proposes and is accepted. Later they are established in a small cottage as happy as two larks, both confident of a radiant future before them. The next day is pay day, and with it comes a new change in Frank and Fanny’s lives. James, Frank’s former valet, enters the ice company’s office while Frank is in line and joyfully thrusts a newspaper into his hands. The news concerns the tremendous rise of certain mining stock of which Frank has a good portion, but which he had for a long time thought worthless. The following scenes show Frank and Fanny established in new quarters and entertaining their friends. An amusing scene closes the film when callers announced. The cards bear the names of Mrs. Marlow and her daughter, Vivian. Frank remembers the rebuffs he had received after the crash, When he had called on Vivian and her mother, only to have his card returned with the words “not at home “ written across the face of it, and he returns the cards through James with the same message written on it.