A Cambridgeshire family start a chocolate factory to help their autistic son find a job and end up providing a much-needed workplace for other youngsters with the condition. The Bristol credit union staff help local families through tough times, including Phil whose pension payments have been held up, leaving him homeless. Dog-lover Vanessa sets up her own charity in Wales to find new homes for thousands of unwanted pets, all with the help of an ethical loan. The dangers of illegal lenders who use high interest rates, extortion and violence are exposed, and the programme meets the team who want the public to help them fight back against loan sharks.