Julia James leaves her country home for the city, to make her way in life. Dabney Briggs from the same town, tries the same thing. Both stop at the same boarding house. Julia is refused a position on account of her country clothes. She buys some clothes on the installment plan and is given the position. Dabney is given a position with Mauritz & Rosenberg, as collector. He is sent to collect the money for the clothes that Julia had bought. Dabney returns to his employers empty banded. Mrs. Briggs arrives in the city, calls on her son and offers him a flattering proposition. Dabney takes Julia back to their home town to start life anew.