The girls of the Phi Beta Kappa sonority are highly indignant at the conduct of one of their members, Daisy Manners, and resolve to teach her a much-needed lesson. By hook or by crook, she must be cured of the borrowing habit. They overhear Phil Matthews ask her to go with him to ‘a garden fête that evening, and they lay their plans accordingly. Daisy is dressing for the occasion, and goes round to the rooms of various fellow co-eds, on borrowing bent. Everyone seems to be out, but that does not bother her. She just helps herself and leaves notes explaining that she has taken the things. In this way, Daisy acquires a new party dress, a new hat, a new pair of shoes, a necklace, earrings and even some false hair. Attired in all this finery she descends to join the expectant Phil. As soon as Daisy has left the Chapter House the other girls go to their rooms to see what she has taken. They plan to set out in a body to reclaim their missing belongings. They reach the fête just as Daisy and Phil are having dinner. First the owner of the false hair demands her property, much to Phil’s amusement. Then the others in turn take what is theirs, leaving Daisy with no hat, no shoes, her hair all mussed up and wearing an old sweater coat that was brought her to replace the fine “borrowed” dress. Daisy finally gets home, wearing an old pair of shoes that Phil has bought from a beggar for a nickel and sent to her by him. She finds Phil having a good time with the other girls. After listening to their singing and laughing for a while, her anger dies down and she is quite ready to own that she herself is to blame. She resolves never to borrow again.